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Find valuable tips and insight on home safety, insurance tips and preparedness!

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Wanting to Save On Your Insurance? Here is how you can.

Here are the first five tips to get a discount on your homeowners policy...

1. Shop Around
It is important to not limit yourself when looking at homeowners insurance. Just because you have been with a certain carrier for an extended period of time doesn’t guarantee the lowest price. Incremental raises in premiums spread out over time, add up. You may not have even noticed until you start comparing rates.


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Why Do Insurance Rates Keep Rising?

As a homeowner, insurance is something you typically do not think of too often. When you purchase a home the insurance is there as part of the bundle that includes your monthly mortgage and tax payments. Odds are that you don’t think about it again until it is needed or you get a letter stating that a rate increase is coming your way. One of those letters may be coming for each of us. Your homeowners insurance cost is probably going to be on the rise. Again.


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Damage at Home? Now What?

Emergencies in your home are never fun. It is impossible to plan the day that a storm may damage your home or drop a tree on your roof. It is hard to imagine anyone waking up and thinking, “Today would be a great day for the washing machine to overflow and leak water all over our floors! Then we can call someone to spend a few days cleaning up and drying out the mess!” Emergencies rarely occur during normal business hours, making them even more frustrating. Nothing like waking up at 2 a.m. because the supply line from the toilet in the second floor bathroom broke and is now dripping water on your forehead…


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'Tis the season of water spills

We just finished Season’s Greetings and Happy New Year celebrations. Like most of us, our friends and relatives may have left gifts but also water spills on our rugs. Here are a few tips for cleaning up water spills.

First thing is to soak up the water. Here are some tips - blot the water with a clean, white cloth. If there is a puddle of water, apply pressure with the cloth to soak up as much water as possible. Do not rub back and forth over the area. This can push the water further into the carpet.


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Preventing Mildew and other Kitty Litter uses!

The one thing about Kitty Litter is that it has so many different uses than that “darn old litter box”. Did you now if you have leftover paint to dispose of – many collection services will not take left over paint during collection. Throw some kitty litter into the paint can until the paint is absorbed. You can then empty the paint can, dispose of the litter, and the trash collection service should accept the empty paint can.


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